Compare mortgages
This is Money has teamed up with L&C, the UK's leading fee free mortgage broker, to offer you expert advice on the right deal. Whether you're buying a new home, remortgaging to a new deal, or buying a Buy to Let, use the tools below to see how much you could borrow, and the mortgages, rates and monthly payments you could potentially apply for. You can start your application online or call L&C for help - and you'll pay no fee for their service.
At the successful completion of your mortgage application, L&C are paid a commission by the lender and will share a small part of the fee with This is Money. We do not allow this commercial relationship to affect our editorial independence.
Compare 1000s of mortgage rates & deals
Rates updated on <date>
Who is lending the money and what sort of mortgage is it.
About your borrowing ability
Calculating exactly how much you can borrow depends on a number of things, such as:
- How much you spend each month on regular commitments
- Whether you're paid a basic salary, a basic salary plus bonus, commission or overtimeIf you're self employed
- The amount of deposit you have
- Your age and whether you are looking to borrow beyond your retirement date
One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and as brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements.
What if I need to borrow more?
Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our expertise comes in. We are sometimes able to arrange higher borrowing by taking your own individual circumstances into account.
* All potential borrowing is subject to affordability checks and credit status
The rate you will pay at the start of your mortgage.
Your monthly payment when your mortgage starts, based on the loan amount you entered.
The total of the lender's booking, arrangement and valuation fees.
The annualised cost of this mortgage.
APRC stands for Annual Percentage Rate of Charge. It shows you the total cost of a mortgage, including fees, over the entire term of the loan.
Handy tools and calculators
Practical gadgets to help keep things simple
Compare mortgages & remortgages - check if you qualify & apply online
Step 1
Rates & eligibility
See how much you can borrow & find out which deals you're eligible for in real-time online
Step 2
Best deal for you
When you're ready we'll give you a call if we need to and email you advice on the best mortgage and lender for you
Step 3
Apply online
No need to tell us any info twice; we'll pre-populate the lenders application form & you can apply online
Step 4
Track & chase
Track your application online 24/7
L&C is an award-winning mortgage broker
We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Our dedication to providing our customers with a first class mortgage service has helped us win over 160 awards since 2002, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.
What Mortgage
Awards
Best mortgage broker 2024
Legal & General Business Quality Awards
Outstanding customer service outcome (51+ employees) 2022
The Personal Finance
Awards
Best mortgage broker (40 advisors and over) 2023
Word of mouth
Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.
Important notice
If you complete on a mortgage through L&C, L&C will be paid a commission by the chosen lender. L&C will share a percentage of this commission with the referring third party. The commission L&C receives doesn't affect the product or rate recommended to you.