Fee free expert advice with L&C mortgages

Use our online Mortgage Finder to

  • Get a FREE Mortgage in Principle
  • Find out how much you can borrow
  • See which rates you qualify for

Straightforward mortgage advice

Arranging a mortgage can sometimes feel complicated. L&C, the UK’s leading fee free mortgage broker, can help make it simple and find the best deal for you. That's why Captiva Homes recommends L&C and receives no payment in return for this introduction.

What fee free really means

Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

Expert. Honest. Free.

Compare mortgages & remortgages - check if you qualify & apply online

Step 1

Rates & eligibility

See how much you can borrow & find out which deals you're eligible for in real-time online

Step 2

Best deal for you

When you're ready we'll give you a call if we need to and email you advice on the best mortgage and lender for you

Step 3

Apply online

No need to tell us any info twice; we'll pre-populate the lenders application form & you can apply online

Step 4

Track & chase

Track your application online 24/7

Leading the way...fee free.

L&C is an award-winning mortgage broker

We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Our dedication to providing our customers with a first class mortgage service has helped us win over 160 awards since 2002, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.

What Mortgage
Awards

Best mortgage broker 2024

Legal & General Business Quality Awards

Outstanding customer service outcome (51+ employees) 2022

The Personal Finance
Awards

Best mortgage broker (40 advisors and over) 2023

Word of mouth

Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.