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Which mortgage station should you get off at?

Which mortgage station should you get off at?

Take a trip on the underground to find out if you should remortgage

Lisa Parker
September 27, 2019

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Take a trip on the underground to find out if you should remortgage
You might be thinking about switching from your current mortgage deal to a new one, either with the same lender or a different one. The process can seem complicated and you may not be sure if it's the right time to switch, but we can help you work out which station you should be getting off at...
Are you on a fixed rate mortgage? Yes/No | Is it coming to an end? Yes/No | Are you on a Standard Variable Rate? Yes/No | Do you have an early repayment charge? Yes/No
Yes - It could still be worth paying the ERC and remortgaging | No - Maybe time to remortgage! | Are you near the end of your mortgage term? Yes/No | Are you worried about rising rates? Yes/No
Yes - It might be better to stay on the SVR but it's always worth checking if you could do better even in the short term | No - Time to remortgage! | Yes - Have you thought about a fixed rate deal? | No - It’s always a good idea to keep an eye on rates as you might be able to get a better deal
If you're ready to get started on your remortgage give us a call on 0808 292 3434 or fill in our online Mortgage Finder now. Remember this is only a guide and before taking any actions on your mortgage, you should get some expert advice tailored to your circumstances - just give us a call.
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage. London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.

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