Buying a home
Choose the right mortgage when moving home
Find the right mortgage for your next move
Moving to a new home is thrilling, but figuring out mortgages can be tricky. Even if you've done it before, knowing all your options is super important.
At L&C, we've got you covered! From traditional mortgages to porting and fixed or variable options, our advisors have the lowdown to help you make smart choices and make moving into your new place a breeze.
Explore mortgage products
Variable Rate Mortgages
If you’re looking for a variable rate mortgage, we can provide all the help and advice you need to find the best deal.
Fixed-Rate Mortgages - 5 Years
If you’re looking for the security of a 5 year fixed rate mortgage, L&C can provide all the support and advice you need to find you the best deal.
Fixed-Rate Mortgages - 10 Years
If you’re looking for a 10 year fixed rate mortgage, L&C can help you find the best deal to suit your needs.
Explore your mortgage options
When it comes to moving house, there are several mortgage options to consider. You can opt for a traditional approach, where you sell your old house and seek a new mortgage. Alternatively, you might choose to port your existing mortgage over or take out a new mortgage for additional funds, perhaps for renovations.
Our advisors at L&C can talk you through the advantages, benefits, and challenges of each option and support you on your journey.
Start online today.
Latest trends for home movers
Staying up to date with the latest trends in the mortgage market is key to finding the best option for you.
From fluctuating mortgage rates to new schemes introduced by banks, our advisors keep abreast of these developments and can help you make informed decisions.
Understanding the costs
Moving home comes with its share of costs, beyond just the property price. From stamp duty to various fees associated with the mortgage process, it's essential to have a clear understanding of all expenses involved.
Explore our guides to give you a clear understanding of the fees you’ll need to pay and how we can guide you through the conveyancing process seamlessly.
An expert’s guide to buying a home
Mortgage expert, David Hollingworth, provides tips on getting a mortgage to buy a home
Let us guide you
Our useful hints and tips to help you find your new home
How much deposit do I need?
When it comes to putting down a deposit to buy a property, the more you can save up, the better.
Is it cheaper to rent or buy?
Many think that buying is always the best decision and that paying rent to a landlord is 'dead' money. But buying isn't necessarily the right choice for everyone.
The cost of buying a house
Make no mistake about it - buying property is expensive, however modest your new home. A mortgage is not the only expense.
What are the different types of house survey?
If you're buying a new home and need a mortgage then your new lender will require a valuation of the property to ensure they're happy to lend against it.
Handy tools and calculators
Practical gadgets to help keep things simple
Ready to find your perfect mortgage?
At L&C, we do the hard work on your behalf, all for free.
We’ll search across the market to find the best deal for you
We’ll handle all the paperwork & make the process hassle-free
We won’t charge you a penny - our entire advice service is fee free!
Word of mouth
Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.