Moving home mortgage calculators

If you’re planning a property move, you’ll need to do a few sums first so you can work out what size mortgage you can get based on your income, and how much it’s likely to cost.

Our moving home mortgage calculators can do this quickly and easily for you, so that before you start looking for your next home, you’ll have a good idea of exactly where you stand financially.

Remember that our expert advisers are on hand to help you work out exactly which mortgage deal is likely to be right for you. They’ll not only be able to recommend the best mortgage for you but can help you with your application from start to finish.

See how much you can borrow on a mortgage

£
We've calculated this from our average customer
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£
We've left this blank, but add in your partners income if relevant
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Enter the values above to calculate how much you can borrow

Your results
You could borrow up to:
Up to £X

About your borrowing ability

Calculating exactly how much you can borrow depends on a number of things, such as:

  • How much you spend each month on regular commitments
  • Whether you're paid a basic salary, a basic salary plus bonus, commission or overtimeIf you're self employed
  • The amount of deposit you have
  • Your age and whether you are looking to borrow beyond your retirement date

One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and as brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements.

What if I need to borrow more?

Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our expertise comes in. We are sometimes able to arrange higher borrowing by taking your own individual circumstances into account.

* All potential borrowing is subject to affordability checks and credit status

What will my monthly mortgage repayments be?

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This value has been customised for you
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yrs
Loans are typically over 25 years, so we've defaulted to that for you
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This value has been customised for you
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Enter the values above to calculate how much your mortgage will cost

Your results
Your monthly payment will be:
£X
Assuming interest rates stay the same
The total amount you will pay over the term is:
£X
Made up of £X capital and £X interest.
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