Mortgage guides
The subject of mortgages can feel complicated enough as it is. Trying to arrange one by yourself whilst juggling all your everyday demands can even feel rather daunting!
We also understand that there may be lots of questions you may have or things you feel you want to know more about.
We are here to help you and are happy to give you expert, fee-free advice at all stages of the journey - whether you're remortgaging, buying a new home or have a rental property.
And, in the meantime, if you'd rather do a little self-learning, or there's a question we can answer right here, we've also put together a range of mortgage guides for you to read if you have a spare 10 minutes. If there's something you need to know which we haven't covered in our guides, then just let us know! We'll either create a new guide for you or help you direct via email or phone.
Buy to Let for Airbnb
If you're thinking of letting out your house for Airbnb, you'll need a specialist mortgage. Learn all about what you need with our in depth guide.
The basics of Buy to Let
Learn all about what a Buy o Let mortgage is and what to think about before becoming a landlord with our expert advice
Schemes to help you buy a home
If you're struggling to get on the property ladder, you could take advantage of possible schemes to help you buy a home. Go online today and see if you qualify for government or developer help
Divorce, mortgages and adding partners. What happens when your situation changes
Sometimes our living situations change.If you're getting a divorce or want to add a partner or spouse to your mortgage; it can be confusing. Learn everything you need to know with our Indepth guide.
What is a mortgage?
Struggling to understand what a mortgage is? Bogged down by all the different terms surrounding mortgages? Learn everything you need to know with our mortgage advice
Advice for buying or selling your home
What is a fixed rate mortgage?
A fixed rate mortgage is where your repayments are set for a specific amount of time. read more to see if it's the right deal for you and apply online today.
First Homes scheme: Is it right for you?
Trying to buy your first home can be difficult, which is why the First Homes scheme could be a great option for those struggling to get on the property ladder. Look to see how L&C can help you get on the property ladder today
Deposit Unlock Scheme: Is it right for you?
If you're hoping to get on the property ladder. but are struggling with your deposit, then the Deposit Unlock Scheme could work for you. Find out if it's the scheme for you today
Who’s who when buying a home?
If you’re new to the home buying process, you may be confused about who does what. This helpful guide makes it clear who does what in the buying process.
What does a mortgage broker do?
Use this mortgage guide to find out what mortgage brokers like L&C do, from mortgage advice to brokering your mortgage.
Mortgage early repayment charge
Early repayment charges (ERCs) can be expensive if you pay off your mortgage early or remortgage before your deal ends. Learn when ERCs apply, how much they cost, and the best ways to avoid or reduce them.
How to prepare for a new mortgage application
Preparing your paperwork in advance will help speed up the process of your mortgage application. This guide will take you through all the necessary steps to help get you organised.
11 reasons you might not be able to get a mortgage for your home
If you’re looking to buy a home, then getting a mortgage in principle is your first step. However, when you’re looking at properties, there are some things that can make getting a mortgage very difficult. read on to see what you should avoid.
Freehold vs leasehold. What’s the difference?
When buying a property, it is important to know whether it is freehold or leasehold. This choice affects your rights as an owner, your responsibilities, and your long-term costs. Our guide will help you decide which property is best for you.
Buying a house: Getting a mortgage with a friend.
Thinking of getting a mortgage with a friend? It's a big step, so make sure you have all the information beforehand with our expert advice. Speak to L&C mortgage adviser today
Check your mortgage options
See the deals you qualify for & how much you could borrow