Call our expert advisers
Call free from landline or mobile
Get our deal of the week sent straight to your inbox.
EPCs were introduced in 2007 and are valid for 10 years from the date of issue. You’re legally required to have one if you’re planning to sell your home or let out a property. Here, we explain exactly how they work, and how to go about getting one. What is an EPC rating and what does it mean? Properties are rated
APRC stands for Annual Percentage Rate of Charge. APRC tells you how much your mortgage will cost you each year, assuming you kept it for its full term.
Taking out a mortgage for the first time can be daunting, especially with so many different deals to choose from.
Find out how the Own New Rate Reducer scheme works and if it could help you get on the property ladder
If you're buying a leasehold property your conveyaning will need to go through a few extra steps. Read more about the legal process in our guide.
Conveyancing is an essential part of buying a property, so it's really important to understand the process. You can read more in our guide.
If you're planning on buying your first home using a gifted deposit from family or friends then read our guide to find out more about the legal process
If you’re new to the home buying process, you may be confused about who does what. This helpful guide makes it clear who does what in the buying process.
Use this mortgage guide to find out about the costs of buying a house.
L&C explains how long a mortgage application takes, how long you can expect to wait for yours and what you can do to speed up the process.
Japanese knotweed, the invasive plant that often plagues our gardens, can be a major headache for anyone buying or selling a property, but there is help available if you know where to look.
Is a tracker mortgage the right option for you? Find out everything you need to know about tracker mortgages here.
Use this mortgage guide to find out what mortgage brokers like L&C do, from mortgage advice to brokering your mortgage.
Looking to learn more about variable rate mortgages? We’ve created a guide that looks at the different options available and their pros and cons.
Looking to see if a fixed rate mortgage is right for you? Here we discuss the options available as well as the benefits and drawbacks of fixed rate mortgages
Use this mortgage guide to find out about the different types of survey there are available.
Use this mortgage guide to find out all about deposits, including how much you're likely to have to save for a mortgage.
Preparing your paperwork in advance will help speed up the process of your mortgage application. This guide will take you through all the necessary steps to help get you organised.
Your credit score is taken into account when taking out a mortgage, but there are other factors at play too. Find out more about credit scores & mortgages.
Solicitor property searches are an important stage of the mortgage process. This guide will help you understand how conveyancing works.
Find out everything you need to know about joint mortgages, including taking out a joint mortgage with your parents or friends, how much you can borrow and what happens in the event of separation.
L&C is a fee free mortgage broker, meaning we’re paid by the lender and not by you. However, some brokers do charge. Our guide explains more.
New to the world of mortgages? There's a lot to learn in a short space of time. Use this guide to help you understand the basics of how mortgages work.
Use this mortgage guide to find out about the different types of mortgages there are available.
Find out all you need to know about the government schemes available for first time buyers in the UK.
See the deals you qualify for & how much you could borrow
