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EPCs were introduced in 2007 and are valid for 10 years from the date of issue. You’re legally required to have one if you’re planning to sell your home or let out a property. Here, we explain exactly how they work, and how to go about getting one. What is an EPC rating and what does it mean? Properties are rated
APRC stands for Annual Percentage Rate of Charge. APRC tells you how much your mortgage will cost you each year, assuming you kept it for its full term.
Want to find out how Let to Buy works? Our guide explains everything you need to know, to help you decide whether letting out your current home to buy a new property is the right option for you.
Find out how the Own New Rate Reducer scheme works and if it could help you get on the property ladder
If you're buying a leasehold property your conveyaning will need to go through a few extra steps. Read more about the legal process in our guide.
Conveyancing is an essential part of buying a property, so it's really important to understand the process. You can read more in our guide.
If you're planning on buying your first home using a gifted deposit from family or friends then read our guide to find out more about the legal process
Buying a property through a limited company can be a complex procedure and involves a lengthier conveyancing process. Read more in our guide
If you’re new to the home buying process, you may be confused about who does what. This helpful guide makes it clear who does what in the buying process.
Use this mortgage guide to find out about the costs of buying a house.
L&C explains how long a mortgage application takes, how long you can expect to wait for yours and what you can do to speed up the process.
Japanese knotweed, the invasive plant that often plagues our gardens, can be a major headache for anyone buying or selling a property, but there is help available if you know where to look.
Is a tracker mortgage the right option for you? Find out everything you need to know about tracker mortgages here.
If you’re employed on a temporary contract, don’t assume you won’t be able to get a mortgage.
Looking to see if a fixed rate mortgage is right for you? Here we discuss the options available as well as the benefits and drawbacks of fixed rate mortgages
Find out how an interest-only mortgage works and whether it is the right option for you
Use this mortgage guide to find out all about deposits, including how much you're likely to have to save for a mortgage.
Preparing your paperwork in advance will help speed up the process of your mortgage application. This guide will take you through all the necessary steps to help get you organised.
Solicitor property searches are an important stage of the mortgage process. This guide will help you understand how conveyancing works.
Find out everything you need to know about joint mortgages, including taking out a joint mortgage with your parents or friends, how much you can borrow and what happens in the event of separation.
If you’re wondering how to move home and take your mortgage with you, discover the pros and cons of a mortgage transfer with L&C Mortgages.
L&C is a fee free mortgage broker, meaning we’re paid by the lender and not by you. However, some brokers do charge. Our guide explains more.
New to the world of mortgages? There's a lot to learn in a short space of time. Use this guide to help you understand the basics of how mortgages work.
Find out all you need to know about the government schemes available for first time buyers in the UK.
Looking to find out what a Shared Ownership mortgage is? This L&C guide answers all your important questions.
See the deals you qualify for & how much you could borrow