Protection
Your life, your family, your home. Protecting what's important.
Why L&C?
L&C is more than just a mortgage broker. We have over 80 dedicated protection advisers here to help safeguard what matters most to you and your family. From life insurance to income protection, critical illness cover to family income benefit, we offer options designed to give you financial peace of mind. Oh, and our advice is completely fee free.
Expert, tailored advice to help you find the right cover for your needs.
Dedicated help to guide you through the application process.
Support on hand if you or your family need to claim on your policy.
What is protection?
Protection is a safety net, helping to ease money worries during tough times, letting you and your family focus on what matters most, rather than stressing about paying bills and the mortgage. Often referred to as life insurance, protection covers a variety of different options which can provide valuable cover for you and your family.
You can find out more about the different types of cover available in our guides or get in touch for expert help.
Life insurance
Life insurance pays out a lump sum when you die.
Income protection
Income protection pays you a regular income if you can't work due to illness or injury.
Critical illness cover
Critical illness cover pays out a lump sum upon diagnosis of a specified illness during the term of the policy.
Family income benefit
Family income benefit pays out a tax-free regular income for a set amount of time if you were to die.
About our protection advice service
When you’re choosing protection for yourself or your family, it’s easy to feel overwhelmed by all the options. Should you go for the cheapest policy? Why are some policies more expensive? Are the extra benefits worth it? This is where our expert protection advisers come into their own. We’ll take the time to understand your situation, then search the market to recommend quality cover that suits your needs and budget.
Best of all, our life insurance advice service is entirely fee free.
Whether you’re focused on safeguarding your mortgage, supporting your family’s future, or covering income loss, we’re here to help. Your dedicated adviser and case manager will even guide you through the paperwork, so if there’s anything we can do to make things smoother, just let us know—we’ll be with you every step of the way.
Get more expert advice with our life insurance guides
L&C is an award-winning protection broker
Legal & General Business Quality Awards
Outstanding customer service outcome (51+ employees) 2022
Protection Guru
Best Training Initiative Award 2023
Protection Guru
Best Protection Support Group 2024
Speak to our expert advisers now
For straightforward easy to understand protection advice for you and your family call us free on