Free mortgage advice
Voted the UK’s best mortgage broker for the 13th year running
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Free advice on the best mortgage deal for you from across the market
Be sure you'll qualify before you apply
Use our Rate Check promise - secure a deal now & swap if rates change during the application process
Support with your application right through to completion
How can we do all this for free?
All brokers receive a payment from the lender when the mortgage completes. Other brokers charge customers a fee of between £250-£3,272*. With L&C, you really won’t pay a fee. No fee for our advice and no fee for our service. Nothing.
How mortgage brokers are paid
Many mortgage brokers charge a fee.
Fee: £250 - £3,272*
All mortgage brokers are paid by the lender
Fee £0
*Based on 1.5% of our typical loan amount as of April 2024
Don’t pay extra
You’ll pay no more applying through us than you would going directly to the lender on the same deal – but we’ll also handle the entire process for you from application right through to completion.
And, if a better deal becomes available before you complete, we can swap you on to it if it's a better one for you.
Benefit from exclusive deals
We sometimes have exclusive deals not available directly from the lender so you may be able to save more money.
We’ve got a proven track record
It’s an approach that’s proved itself to work time and time again – in fact, we’ve won over 160 industry awards for our services.
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