Mortgages
Buy to let
Calculators
Best buys

Buy to Let Mortgage calculators

If you’re buying a property to let out, you’ll want to know exactly how much your monthly mortgage payments are going to cost, and how much you’re likely to be able to borrow.

Our buy-to-let mortgage calculators can crunch all the numbers on your behalf, working out how much your monthly payments will be based on the amount you want to borrow, the rate and the mortgage term you’ve chosen, as well as how much you can borrow based on the monthly rental income you expect to receive.

Remember that the exact amount you could borrow will depend on several other factors too, such as your outgoings and the amount of deposit you have, so speak to one of our expert advisers to see exactly which deals you’ll be eligible for.

Check your mortgage options
Get started online
Trustpilot widget

See how much you can borrow on a mortgage

£
We've calculated this from our average customer
Error message
£
We've left this blank, but add in your partners income if relevant
Error message

Enter the values above to calculate how much you can borrow

Your results
You could borrow up to:
Up to £X

About your borrowing ability

Calculating exactly how much you can borrow depends on a number of things, such as:

  • How much you spend each month on regular commitments
  • Whether you're paid a basic salary, a basic salary plus bonus, commission or overtimeIf you're self employed
  • The amount of deposit you have
  • Your age and whether you are looking to borrow beyond your retirement date

One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and as brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements.

What if I need to borrow more?

Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our expertise comes in. We are sometimes able to arrange higher borrowing by taking your own individual circumstances into account.

* All potential borrowing is subject to affordability checks and credit status

Next see the deals you qualify for

What will my monthly mortgage repayments be?

£
This value has been customised for you
Error message
yrs
Loans are typically over 25 years, so we've defaulted to that for you
Error message
%
This value has been customised for you
Error message

Enter the values above to calculate how much your mortgage will cost

Your results
Your monthly payment will be:
£X
Assuming interest rates stay the same
The total amount you will pay over the term is:
£X
Made up of £X capital and £X interest.
Next see the deals you qualify for
Fee free since 1999

Online mortgage calculators

You'll find all of our easy to use mortgage calculators here.

How can we help you?

The UK’s award-winning fee-free mortgage and insurance experts - by your side when it comes to buying and remortgaging.

First time buyer

Step onto the property ladder with our expert help.

Learn more

Buying a home

Secure your dream home with stress-free mortgage advice.

Learn more

Remortgage your home

Switch your mortgage to suit your changing needs.

Learn more

Buy to Let

Start out in the rental market or expand your portfolio.

Learn more