Buy to Let Mortgage calculator

If you’re buying a property to let out, you’ll want to know exactly how much your monthly mortgage payments are going to cost, and how much you’re likely to be able to borrow.

Our Buy-to-Let mortgage calculators can crunch all the numbers on your behalf, working out how much your monthly payments will be based on the amount you want to borrow, the rate and the mortgage term you’ve chosen, as well as how much you can borrow based on the monthly rental income you expect to receive.

Remember that the exact amount you could borrow will depend on several other factors too, such as your outgoings and the amount of deposit you have, so speak to one of our expert advisers to see exactly which deals you’ll be eligible for.

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How much rent should I charge?
How much can I borrow?
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Rent calculator

How much rent should I charge?

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If you’re thinking about buying a property to let out or remortgaging an existing Buy to Let property, it can be helpful to get an idea of the rent you could receive. Our rental value calculator uses industry data to look at the typical rent you might expect from a property based on its postcode.

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Of course, the amount you’ll be able to let the property for depends on a number of factors including the type of property, its condition and the demand for rental property in your area. Our calculator is a great starting point to help you estimate rental values and figure out whether the rent is likely to cover your costs, and if it might be a worthwhile investment.

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It’s easy to get an online rental valuation. Simply enter your postcode (leaving a space between the numbers), then choose the house name or number and we’ll give you an estimated rental value for your property. We’ll also show you an upper and lower limit, so you can work out the answer to that all-important question “How much rent can I charge?”.

What’s the likely rental income?

Number

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Flat Number

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Building Name

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Street

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Postcode

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Enter the values above to calculate how much rent to charge

Your results

Rental value:

£X

An upper value of £X and a lower value of £X is likely.

Next see the deals you qualify for

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How much can I borrow on a Buy to Let mortgage?

How much rent do you get or expect to get?

Per month/per property - We've calculated this from our average customer

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Enter the values above to calculate how much you can borrow

Your results

You could borrow up to:

Up to £X

Next see the deals you qualify for

Buy to Let mortgage calculator

How much can I borrow?

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The amount you can borrow on a Buy to Let mortgage is mainly based on the monthly rental you are getting or are likely to get. Our Buy to Let mortgage calculator will give you an idea of what you can borrow based on the expected rental income.

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Simply add the amount of rent that you currently receive (or expect to receive) and our Buy to Let mortgage calculator will determine how much we think lenders will be happy to lend to you on a Buy to Let mortgage. If you don’t have this information already, you can use our rent calculator to get an estimate of how much rent you should be charging.

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Of course, some lenders are more generous than others so this estimate is to be taken purely as a guide, and some lenders will want to look at how much earned income you have from employment or self employment too.

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