News & Insights - Buy to let
Our expert views and commentary on what’s happening in the world of mortgages and sometimes beyond.
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Tax is going digital: what landlords need to know
The way some landlords report their earnings is set to fundamentally change starting from next month (April), so anyone who lets out a property needs to be prepared.

Buy-to-Let lending rebounds as remortgaging surges
Latest data from UK Finance shows a 22.7% jump in the number of new Buy-to-Let mortgages advanced towards the end of last year, suggesting the market may be stabilising.

Make your 2026 mortgage resolutions
The New Year is the perfect opportunity to take stock of your finances, and reviewing your mortgage could be one of the most effective ways to reduce your outgoings in 2026.

Budget 2025: landlords and high-value homeowners hit by new property taxes
We outline the main changes affecting the property market that were announced in the Budget, and what they mean for those who are impacted.

Buy to Let market remains stable
The UK’s Buy to Let (BTL) mortgage market remained broadly stable between April and June this year, with landlords benefitting from easing mortgage rates and strong tenant demand. Learn more with our expert's view

Nearly nine out of 10 landlords turning a profit from their properties
Growing numbers of landlords are earning a profit from their rental properties, according to Paragon, with many also benefiting from easing Buy-to-Let mortgage rates.

Buy-to-let mortgage lending jumps
The UK’s Buy-to-Let mortgage market saw a significant uptick in activity during the first three months of 2025, driven by falling interest rates and resilient rental yields.

Landlords could be missing out on cheaper green mortgages rates
Landlords who’ve improved the energy efficiency of their properties could be paying more for their mortgages than they need to, due to failing to take advantage of preferential green mortgage rates.

House prices flatten following stamp duty rush
Demand from property buyers declined in March, with house prices flattening in most areas of the UK, according to the latest UK Residential survey from the Royal Institution of Chartered Surveyors (RICS).

Buy to Let mortgage numbers soar
Easing mortgage rates are encouraging landlords to expand their portfolios. Find out more today.

Buy to let market shows resilience
Despite the challenges facing landlords due to recent regulatory and tax changes, growing numbers of borrowers are taking out Buy-to-Let mortgages.

House price growth slows in October
House prices climbed by 0.1% in October compared to 0.6% the preceding month, with budget uncertainty likely to have contributed to the slowdown.

Will you pay more stamp duty following the 2024 Budget?
The Autumn Budget raised the stamp duty surcharge for those buying second homes from 3% to 5% with immediate effect, hitting landlords wanting to purchase rental properties.

Should I downsize now my children have gone to university?
It’s no secret that sending your children off to university is an expensive endeavour, and if you’re rattling around in a house which now feels empty, you may be wondering if downsizing could give you some extra financial freedom.

Buyer demand eases in April while property listings rise
Demand from property buyers was flat in April due to rising mortgage rates, according to the latest UK Residential survey from the Royal Institution of Chartered Surveyors (RICS), although it is expected to pick up over the next 12 months.

Mortgage rates rise – grab a good deal while you can!
Mortgage rates have edged up in recent weeks amid speculation that the Bank of England may not reduce the base rate until August at the earliest.

Nearly half of landlords due to remortgage in 2024
Nearly half of landlords are due to remortgage this year, according to research, with current competitive mortgage rates meaning it could make sense to secure your next deal sooner rather than later.

Landlords benefit from lower mortgage rates
The mortgage price war has brought some much-needed good news for landlords, who like residential homeowners have been hit with steeper mortgage costs over the past year.

Six mortgage and property resolutions for 2023
The New Year can be a great time to review your financial situation and look at ways you might be able to make your money work harder for you.

SVR Watch June 2022
The Bank of England has increased base rate to 1.25%. Here's our rundown of how lenders are reacting to the rise.

1 in 5 people thinking about buying a holiday let property
Nearly one in five UK adults (17%) thought about buying a holiday let property during the pandemic, according to research carried out by Suffolk Building Society.

Tenant demand at highest level for five years
Almost four in 10 landlords have seen an increase in tenant demand in the past three months, according to new research.

Holiday let market booms as rules are relaxed
As uncertainty over foreign travel continues, demand for UK holiday lets is soaring. If you’re planning to rent out a property, make sure you don’t fall foul of mortgage rules. Holidays within England are permitted, so six people from multiple households, or any number from two can now stay in self-contained holiday accommodation, prompting a boom in bookings. Holiday lets can prove very lucrative for owners, and as furnished holiday lets

Base rate held but negative rates possible
The Bank of England’s Monetary Policy Committee (MPC) voted to leave the base rate unchanged in February but didn’t rule out rates falling below zero in future.

What new COVID restrictions mean for your property purchase or remortgage
The government has announced a three-tier system of restrictions to prevent the spread of COVID-19, leaving many home-movers and homeowners wondering how the new rules will affect their plans.
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