News & insights - Moving home

The New Year is the perfect opportunity to take stock of your finances, and reviewing your mortgage could be one of the most effective ways to reduce your outgoings in 2026.

City homebuyers are prepared to pay an often-significant premium to live close to transport links, according to research carried out by Nationwide.

One in four homeowners have moved house since taking out protection cover according to Vitality, but 32% have never reviewed their policies despite their change in circumstances.

If you’re planning to move home before the end of the month, be warned: Friday 29th August is expected to be the busiest moving day of the year.

Buyer demand turned positive for the first time this year in June, according to the Royal Institution of Chartered Surveyors (RICS), suggesting that the property market may be entering a more stable phase.

If your home no longer works for you, it can be hard to know what to do next. Do you stay put and renovate? Or is it time to move on?

House prices edged down by -0.1% in February, according to Halifax’s latest annual house price index , although annual growth stayed at 2.9%, the same as January.

First-time buyer and home mover numbers were up by almost a third in the final three months of last year compared to a year ago, according to UK Finance , making 2024 a better-than-expected year for the mortgage market.

Housing affordability in the UK has shown a “modest improvement” over the past year, according to Nationwide, although buyers continue to face challenges particularly in certain areas.

The New Year has seen a sharp spike in UK borrowing costs, leaving many homeowners and buyers wondering what impact this will have on mortgage rates.

After weeks of speculation that we might see one more interest rate reduction in December, the Bank of England’s Monetary Policy Committee has voted 6-3 in favour of leaving the base rate at 4.75%, with 3 members voting for a cut.

Nearly three-quarters (73%) of homebuyers who are currently renting would consider a ‘fixer-upper’ property if it meant being able to buy at a lower price.

It’s no secret that sending your children off to university is an expensive endeavour, and if you’re rattling around in a house which now feels empty, you may be wondering if downsizing could give you some extra financial freedom.

Lower mortgage rates helped boost the housing market last month with a growing number of chartered surveyors reporting an increase in new buyer enquiries.

Property prices in August rose to their highest level since 2022, according to Halifax’s latest House Price Index, with the average price of a home in the UK now at £292,505.

House prices are up 2.4% compared to this time last year, according to Nationwide, the fastest rate of annual growth seen since December 2022.

August’s base rate reduction has boosted buyer demand, according to property website Rightmove , with buyer numbers up by nearly a fifth compared to the same period last year.

House prices edged up in July following three relatively flat months, with prices increasing by 0.8% in July and 2.3% annually, the highest annual growth rate seen since January this year.

Demand from property buyers was flat in April due to rising mortgage rates, according to the latest UK Residential survey from the Royal Institution of Chartered Surveyors (RICS), although it is expected to pick up over the next 12 months.

Mortgage rates have edged up in recent weeks amid speculation that the Bank of England may not reduce the base rate until August at the earliest.

8 essential steps to take if you’re remortgaging or buying in 2024 The past year has been a rollercoaster ride for the property and mortgage market, but if you’re planning to buy or remortgage in 2024, there are several steps you can take to help things go more smoothly. Here’s our rundown of some of the things you can do to secure the deal you want and prevent you from paying too much. Check when your current deal ends If your mortgage is due to finish this year, make a note in your

Housing affordability has improved thanks to falling property prices and strong wage growth, although rising interest rates are making it expensive to buy, according to new research by Halifax.

Many homeowners are taking steps to make their homes greener or have plans in place to make changes

Skipton Building Society has launched a 100% mortgage which allows first-time buyers to purchase a home without a deposit, using their rental history to boost affordability.

Borrowers wanting green mortgages have a growing number of options to choose from, with lenders recognising the Government’s push for homes to be made more energy efficient.