L&C | Insights | Buy to let

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Low mortgage rates provide Buy to Let boost

The number of landlords buying properties to rent out is on the up, according to latest data from trade body UK Finance.

October 28, 2019

Uncertainty causes mortgage market slowdown

First-time buyer and homemover mortgage numbers dropped slightly in June, with many people putting their plans on hold due to current political and economic uncertainty.

August 21, 2019

Lenders cut mortgage rates for landlords

Buy-to-let landlords are benefiting from cheaper mortgage rates and a wider choice of deals as lenders compete for their business.

July 23, 2019

What the papers said about 40-year terms and Buy-to-Let rates

The financial press took a look at the pros and cons of longer mortgage terms this weekend, following research produced by Santander that suggested almost half of buyers would consider taking a mortgage over a period of 40 years.

April 30, 2019

What the papers said about new offerings and holiday lets

This weekend’s financial press highlighted the variety of new products coming on to the market, as lenders look for new and interesting ways to attract borrowers.

April 16, 2019

New tax year changes for landlords

There are just a few weeks to go before the new 2019-20 tax year begins on 6th April, when landlords will see further reductions in the amount of tax relief they can claim.

March 12, 2019

First-time buyers undeterred by current uncertainty

Political and economic uncertainty has failed to dent first-time buyers’ enthusiasm, latest UK Finance figures show, with numbers reaching a 12-year high in 2018.

February 28, 2019

Landlords feel impact of tax relief reduction

Landlords racing to beat the self-assessment deadline on 31st January must for the first time factor in cuts to mortgage interest rate relief when completing their tax returns.

January 25, 2019

What are your mortgage resolutions for 2019?

Your mortgage is likely to be your biggest monthly outgoing, so it’s a great place to start if you’re looking to cut costs. Here’s our rundown of some of the mortgage resolutions you might want to consider making.

January 10, 2019

New long-term fixes available for landlords

Landlords who are concerned about higher mortgage costs if interest rates rise have a wider range of fixed rate options to choose from following the launch of a new range of 10-year fixes.

December 11, 2018

New ‘Help to Own’ scheme proposed

Landlords should be incentivised to sell to tenants at a discount under a new scheme proposed by conservative think-tank the Centre for Policy Studies.

November 5, 2018

Number of first-time buyers at highest level for more than a year

First-time buyer numbers in August reached their highest level since June last year, with a total of 35,500 mortgages completed.

October 31, 2018

What will the Budget mean for the property market?

The Chancellor Philip Hammond will unveil his Autumn Budget on October 29th, with many speculating that he could announce a range of measures affecting the property market.

October 26, 2018

What the papers said about Buy to Let and Brexit mortgage wars

The Guardian highlighted further changes for landlords this week, as new rules for ‘Houses in Multiple Occupation’ (HMO’s) come into force.

October 2, 2018

Are you ready for Gas Safety week?

This year’s Gas Safety Week, which runs from September 17-23, aims to raise awareness of the dangers of poorly maintained gas appliances, which can cause fires, explosions, gas leaks and carbon monoxide poisoning.

September 17, 2018

Growing popularity of holiday lets

Short-term holiday lets are becoming increasingly popular as a way for landlords to generate an income, but it’s important to weigh up the pros and cons carefully first.

August 8, 2018

What the papers said about interest rates and Airbnb

With recent figures indicating subdued wage growth and inflation, some experts believe that next month’s anticipated base rate increase is no longer a certainty.

July 25, 2018

Government proposes minimum three-year tenancy terms

Renters would be able to stay in their homes for at least three years under new government proposals aimed at giving both them and landlords more security.

July 16, 2018

What the papers said about the Buy to Let market and Japanese Knotweed

There was some good news for landlords this weekend, with the Times reporting on a significant increase in the number of deals available within the Buy to Let market over the last two years, particularly for first time landlords.

July 10, 2018

Remortgages up by a third in April

More than 40,000 homeowners remortgaged in April, according to latest figures from trade body UK Finance, up 36% compared to the same month last year.

June 20, 2018

What the papers said about Buy to Let and the Bank of Mum and Dad

Recent figures from the Centre for Economics and Business Research have revealed that the Bank of Mum and Dad lent over £6.5 billion in 2017 to help their children get on to the property ladder.

June 18, 2018

One in five landlords plan to sell up

Around 380,000 landlords (19%) plan to sell their rental properties in the coming year, according to research by the National Landlords Association.

June 14, 2018

Greater mortgage choice for buy to let landlords

Two lenders, Sainsbury’s Bank and The Mortgage Lender, have entered the buy to let market this for the first time, widening the range of mortgage options available to landlords.

May 30, 2018

What would a rate rise mean for you?

Expectations of a base rate rise in May were dampened following comments from the Bank of England governor Mark Carney, but it’s still vital for homeowners to consider the impact of higher rates.

May 2, 2018

What the papers said about landlords and the housing market

There was some good news for experienced landlords this week, with nge Works (the Buy to Let arm of Nationwide Building Society) is removing its upper age limit for those who have owned and let a Buy to Let property for at least 6 months.

April 18, 2018

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