Remortgage guides

Remortgaging can seem complicated, which is why we’re here to offer expert, fee-free advice whenever you need it. If you're looking to save money, secure a better deal, or release equity from your property, you'll find all the information you need in our remortgage guides.ides.

Categories

When to remortgage

Use this mortgage guide to find out when the best time is to remortgage your home.

Fixed Rate

Remortgage

What are Let to Buy mortgages and how do they work?

Want to find out how Let to Buy works? Our guide explains everything you need to know, to help you decide whether letting out your current home to buy a new property is the right option for you.

Buy To Let

Moving Home

Remortgage

What does remortgage mean?

Use this mortgage guide to find out what remortgage actually means, and how it could benefit you.

Remortgage

What is APRC?

APRC stands for Annual Percentage Rate of Charge. APRC tells you how much your mortgage will cost you each year, assuming you kept it for its full term.

Buy To Let

First Time Buyer

Moving Home

Remortgage

How long does it take to get a mortgage?

L&C explains how long a mortgage application takes, how long you can expect to wait for yours and what you can do to speed up the process.

Buy To Let

First Time Buyer

Moving Home

Remortgage

Japanese Knotweed: What is it and will it affect your mortgage?

Japanese knotweed, the invasive plant that often plagues our gardens, can be a major headache for anyone buying or selling a property, but there is help available if you know where to look.

Buy To Let

First Time Buyer

Moving Home

Remortgage

What is a tracker mortgage?

Is a tracker mortgage the right option for you? Find out everything you need to know about tracker mortgages here.

Buy To Let

Fixed Rate

First Time Buyer

Moving Home

Remortgage

Mortgages for Locum Doctors

Getting a mortgage as a locum GP may seem complicated at first glance, but understanding what’s required by individual lenders (or working with a broker who does) should make life a lot easier.

Remortgage

Variable rate mortgage and how do they work?

Looking to learn more about variable rate mortgages? We’ve created a guide that looks at the different options available and their pros and cons.

Fixed Rate

First Time Buyer

Remortgage

Securing a mortgage on a temporary contract

If you’re employed on a temporary contract, don’t assume you won’t be able to get a mortgage.

Moving Home

Remortgage

What is an interest-only mortgage?

Find out how an interest-only mortgage works and whether it is the right option for you

Product Types

Moving Home

Remortgage

What is a fixed rate mortgage?

Looking to see if a fixed rate mortgage is right for you? Here we discuss the options available as well as the benefits and drawbacks of fixed rate mortgages

Buy To Let

Fixed Rate

First Time Buyer

Moving Home

Remortgage

Can I remortgage my home?

Use this mortgage guide to find out if you could remortgage your home.

Remortgage

What information do I need for my remortgage?

Read our guide for an explanation of what information you'll need when remortgaging

Remortgage

Joint mortgages – How do they work?

Find out everything you need to know about joint mortgages, including taking out a joint mortgage with your parents or friends, how much you can borrow and what happens in the event of separation.

First Time Buyer

Moving Home

Remortgage

Stamp Duty

Mortgage Broker Fees

L&C is a fee free mortgage broker, meaning we’re paid by the lender and not by you. However, some brokers do charge. Our guide explains more.

Buy To Let

First Time Buyer

Moving Home

Remortgage

What are the different types of mortgage?

Use this mortgage guide to find out about the different types of mortgages there are available.

Buy To Let

Fixed Rate

First Time Buyer

Product Types

Remortgage

Remortgaging a Help to Buy or Shared Ownership property - after the offer is issued

If you’ve previously bought your home using either a Help to Buy equity loan or the Shared Ownership scheme, there are usually a few more legal hoops to jump through when you come to remortgage.

Remortgage

I've got my mortgage offer, what happens next?

Receiving a mortgage offer from your lender means you’re one step closer to remortgaging, but it’s important to understand the next steps in the process.

Remortgage

Remortgaging a leasehold property - after the offer is issued

If you’re looking to remortgage a leasehold property, your lender will require some additional checks by your conveyancer that aren’t needed if you’re remortgaging a freehold property.

Remortgage

How does your credit score affect your ability to get a mortgage?

Your credit score could be positively or negatively affecting your ability to get a mortgage. Find out more about what this means and what you can do.

First Time Buyer

Moving Home

Remortgage

Guide to large mortgages

Find out everything you need to know about which types of lender offer large mortgage loans, what additional requirements you may need to meet when you apply for a high value mortgage, and what sort of costs might be involved.

Moving Home

Remortgage

How to improve your credit score

When you apply for a mortgage, one of the first things lenders will want to check is how you have managed any borrowing in the past. They do this by looking at your credit score, which is essentially a number that represents your credit history.

First Time Buyer

Moving Home

Remortgage

Why should I remortgage?

Use this mortgage guide to find out about reasons why you should consider remortgaging.

Buy To Let

Remortgage

How do I remortgage my home?

Use this mortgage guide to find out how to remortgage your home in order to release equity and make your next move.

Conveyancing

Fixed Rate

Remortgage

Check your mortgage options

See the deals you qualify for & how much you could borrow

Get started online

Categories

When to remortgage

What are Let to Buy mortgages and how do they work?

What does remortgage mean?

What is APRC?

How long does it take to get a mortgage?

Japanese Knotweed: What is it and will it affect your mortgage?

What is a tracker mortgage?

Mortgages for Locum Doctors

Variable rate mortgage and how do they work?

Securing a mortgage on a temporary contract

What is an interest-only mortgage?

What is a fixed rate mortgage?

Can I remortgage my home?

What information do I need for my remortgage?

Joint mortgages – How do they work?

Mortgage Broker Fees

What are the different types of mortgage?

Remortgaging a Help to Buy or Shared Ownership property - after the offer is issued

I've got my mortgage offer, what happens next?

Remortgaging a leasehold property - after the offer is issued

How does your credit score affect your ability to get a mortgage?

Guide to large mortgages

How to improve your credit score

Why should I remortgage?

How do I remortgage my home?

Check your mortgage options

Which best describes you?